Who Has The Best Homeowners Insurance In Florida?

  • April 15, 2019

Far too many homeowners in the great state of Florida are spending A LOT more money on their homeowners insurance than they should be. In fact, many of them are doing so without even realizing it in the first place!

Thankfully though, it’s a lot easier to save quite a bit of money on homeowners insurance in Florida without any real extra effort than most people make it out to be. With the tips and tricks, we include in this quick guide are going to be able to effortlessly save hundreds of dollars every year on insurance and sometimes even more all without having to tackle any real “heavy lifting” along the way.

Shop Around

Researching a dozen or more different homeowners insurance in Florida at https://floridainsurancequotes.net/home-insurance/best-homeowners-insurance-florida/ is always going to take a lot more time than just grabbing the first would offer you come across, but it’s almost always going to pay off big time in the long run if you’re willing to put in the effort.

Recommendations from friends and family, research online, and good old-fashioned hard-nosed negotiation with different companies can help you save a bundle on your homeowners insurance.

Boost Your Deductible

Increasing your deductible from $500 (usually the industry standard) to as little as $1000 can end up saving you upwards of 25% – 25% on your annual homeowners insurance in Florida costs right out of the gate.

At that savings rate it doesn’t take very long to squirrel away the extra $500 you have to pay out-of-pocket to cover your new deductible and still have quite a bit of money left over at the end of the year, and then your savings really start to compound after that.

Bundle, Bundle, Bundle!

Another really easy way to save a bucket of money on your homeowners insurance is to simply bundle that insurance policy with your automobile insurance according to https://floridainsurancequotes.net/home-insurance/florida-flood-insurance/, your motorcycle insurance, your boat insurance generally any other insurance policy you already have and are paying for (or might be paying for in the future). Not only is this move going to help you save a lot of money on your homeowners insurance but it’s also going to help you save a lot of money on all of the other insurance policies that you are bundling together. Move all of your insurance business under a single roof and it’s not hard to save 30% or more across-the-board on your total insurance costs.